:root {
  --ink: #002463;
  --navy: #003388;
  --navy-deep: #002463;
  --paper: #f6f8fa;
  --sand: #eaf3fa;
  --line: #e4e8ec;
  --brand: #0274be;
  --brand-hover: #0166a6;
  --brand-active: #014e7a;
  --brand-soft: #e6f1f9;
  --brand-border: #b6daee;
  --teal: #0274be;
  --teal-deep: #0166a6;
  --amber: #e8a317;
  --success: #39b54a;
  --success-hover: #2fa041;
  --sky: #7dd3fc;
  --on-navy: #e2e8f0;
  --text: #374151;
  --heading: #0f172a;
  --muted: #6b7280;
  --white: #ffffff;
  --shadow: 0 8px 28px rgba(2, 116, 190, 0.1);
  --radius: 16px;
  --radius-sm: 8px;
  --max: 1152px;
  --header: 64px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--text);
  background: var(--paper);
  font-family: Pretendard, "Pretendard Variable", "Apple SD Gothic Neo", "Noto Sans KR", sans-serif;
  font-size: 16px;
  line-height: 1.7;
  letter-spacing: -0.02em;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input,
select,
textarea {
  font: inherit;
}

.skip-link {
  position: absolute;
  left: 12px;
  top: -40px;
  z-index: 100;
  background: var(--brand);
  color: #fff;
  padding: 8px 12px;
  border-radius: var(--radius-sm);
}

.skip-link:focus {
  top: 12px;
}

.wrap {
  width: min(var(--max), calc(100% - 40px));
  margin: 0 auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 40;
  height: var(--header);
  background: rgba(246, 248, 250, 0.8);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--line);
}

.site-header.is-scrolled {
  background: rgba(255, 255, 255, 0.88);
}

.header-inner {
  height: var(--header);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.brand {
  display: flex;
  align-items: center;
  flex: 0 0 auto;
  min-width: 0;
}

.brand picture {
  display: block;
  line-height: 0;
}

.brand-logo {
  display: block;
  height: 28px;
  width: auto;
  max-width: 220px;
  object-fit: contain;
  object-position: left center;
}

.brand-logo-footer {
  height: 28px;
  max-width: 240px;
  margin-bottom: 12px;
}

.footer-brand {
  display: inline-block;
}

.header-end {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 14px;
  min-width: 0;
  margin-left: auto;
}

.nav {
  display: flex;
  align-items: center;
  flex-wrap: nowrap;
  gap: 2px;
}

.nav-phone {
  display: none;
}

.entity-band {
  padding: 18px 0;
  background: #fff;
  border-bottom: 1px solid var(--line);
}

.entity-line {
  margin: 0;
  font-size: 15px;
  font-weight: 800;
  letter-spacing: -0.03em;
  color: var(--heading);
}

.card h3 a {
  color: inherit;
}

.card h3 a:hover {
  color: var(--brand);
}

.nav a {
  font-size: 13px;
  font-weight: 600;
  color: var(--muted);
  padding: 6px 9px;
  border-radius: 6px;
  white-space: nowrap;
}

.nav a:hover,
.nav a.is-current {
  color: var(--heading);
  background: #f0f3f6;
}

.header-cta {
  display: flex;
  align-items: center;
  flex: 0 0 auto;
  gap: 10px;
  padding-left: 14px;
  border-left: 1px solid var(--line);
}

.phone {
  font-size: 13px;
  font-weight: 700;
  color: var(--navy);
  white-space: nowrap;
}

.header-cta .btn {
  min-height: 34px;
  padding: 0 14px;
  font-size: 13px;
  box-shadow: none;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  min-height: 40px;
  padding: 0 20px;
  border-radius: var(--radius-sm);
  border: 1px solid transparent;
  font-size: 14px;
  font-weight: 700;
  cursor: pointer;
  transition: background 0.15s ease, color 0.15s ease, border-color 0.15s ease, box-shadow 0.15s ease;
}

.btn-primary {
  background: var(--brand);
  color: #fff;
  box-shadow: 0 10px 20px rgba(2, 116, 190, 0.2);
}

.btn-primary:hover {
  background: var(--brand-hover);
}

.btn-accent {
  background: var(--success);
  color: #fff;
  box-shadow: 0 10px 24px rgba(57, 181, 74, 0.28);
}

.btn-accent:hover {
  background: var(--success-hover);
}

.btn-ghost {
  background: transparent;
  color: #fff;
  border-color: rgba(255, 255, 255, 0.5);
}

.btn-ghost:hover {
  background: rgba(255, 255, 255, 0.1);
}

.btn-line {
  background: #fff;
  border-color: var(--line);
  color: var(--navy);
  box-shadow: 0 1px 2px rgba(15, 23, 42, 0.04);
}

.btn-line:hover {
  background: #f0f3f6;
}

.menu-toggle {
  display: none;
  width: 40px;
  height: 40px;
  border: 0;
  border-radius: 8px;
  background: transparent;
  padding: 0;
  cursor: pointer;
}

.menu-toggle:hover {
  background: #f0f3f6;
}

.menu-toggle span,
.menu-toggle span::before,
.menu-toggle span::after {
  display: block;
  width: 18px;
  height: 2px;
  background: var(--navy);
  position: relative;
  margin: 0 auto;
  transition: transform 0.15s ease, opacity 0.15s ease;
}

.menu-toggle span::before,
.menu-toggle span::after {
  content: "";
  position: absolute;
  left: 0;
}

.menu-toggle span::before {
  top: -6px;
}

.menu-toggle span::after {
  top: 6px;
}

.menu-toggle.is-open span {
  background: transparent;
}

.menu-toggle.is-open span::before {
  top: 0;
  transform: rotate(45deg);
}

.menu-toggle.is-open span::after {
  top: 0;
  transform: rotate(-45deg);
}

.hero {
  position: relative;
  overflow: hidden;
  color: var(--heading);
  background:
    radial-gradient(ellipse 70% 80% at 88% 12%, rgba(2, 116, 190, 0.18), transparent 58%),
    radial-gradient(ellipse 50% 60% at 8% 90%, rgba(0, 36, 99, 0.06), transparent 55%),
    linear-gradient(165deg, #f4f7fb 0%, #e8f2f9 46%, #ffffff 100%);
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(0, 36, 99, 0.035) 1px, transparent 1px),
    linear-gradient(90deg, rgba(0, 36, 99, 0.035) 1px, transparent 1px);
  background-size: 48px 48px;
  mask-image: linear-gradient(180deg, rgba(0, 0, 0, 0.55), transparent 86%);
  pointer-events: none;
}

.hero::after {
  content: "";
  position: absolute;
  top: 12%;
  right: -80px;
  width: 420px;
  height: 420px;
  border: 1px solid rgba(2, 116, 190, 0.16);
  border-radius: 50%;
  pointer-events: none;
}

.hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 48px;
  padding: 80px 0 96px;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 0;
  border: 0;
  border-radius: 0;
  background: none;
  box-shadow: none;
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.02em;
  color: var(--brand);
}

.eyebrow::before {
  content: "";
  width: 22px;
  height: 2px;
  border-radius: 2px;
  background: var(--brand);
}

.hero h1,
.hero .h1 {
  margin: 18px 0 0;
  font-size: clamp(42px, 5.6vw, 68px);
  line-height: 1.08;
}

.lede {
  margin: 24px 0 0;
  max-width: 560px;
  font-size: 18px;
  line-height: 1.7;
  color: rgba(55, 65, 81, 0.8);
}

.lede + .lede {
  margin-top: 6px;
}

.hero-accent {
  color: var(--brand);
}

.hero-engines {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  list-style: none;
  margin: 18px 0 0;
  padding: 0;
}

.hero-engines li {
  padding: 6px 11px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.78);
  border: 1px solid var(--brand-border);
  font-size: 12px;
  font-weight: 700;
  color: var(--navy);
}

.hero-trust {
  margin: 22px 0 0;
  font-size: 13px;
  font-weight: 600;
  color: var(--muted);
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 32px;
}

.trust-row {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 28px;
}

.chip {
  padding: 6px 12px;
  border-radius: 999px;
  background: #fff;
  border: 1px solid var(--line);
  font-size: 12px;
  font-weight: 600;
  color: var(--muted);
  white-space: nowrap;
}

a.chip {
  text-decoration: none;
}

.chip.is-on {
  background: var(--brand-soft);
  border-color: var(--brand);
  color: var(--brand);
  font-weight: 700;
}

.hero-card {
  align-self: center;
  background: #fff;
  border: 1px solid rgba(228, 232, 236, 0.8);
  border-radius: 12px;
  padding: 22px;
  box-shadow: var(--shadow);
}

.hero-cite {
  align-self: center;
  position: relative;
  padding: 28px 26px 24px;
  border-radius: 22px;
  background:
    linear-gradient(160deg, #003388 0%, #002463 58%, #014e7a 100%);
  color: #dbe7f3;
  box-shadow: 0 22px 48px rgba(0, 36, 99, 0.28);
}

.hero-cite::before {
  content: "";
  position: absolute;
  inset: auto -18px -22px auto;
  width: 120px;
  height: 120px;
  border-radius: 50%;
  border: 1px solid rgba(125, 211, 252, 0.28);
  pointer-events: none;
}

.hero-cite-kicker {
  margin: 0 0 18px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: #7dd3fc;
}

.hero-cite-ask {
  padding: 16px 18px;
  border-radius: 14px 14px 14px 4px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.12);
}

.hero-cite-ask span {
  display: block;
  font-size: 12px;
  font-weight: 600;
  color: rgba(226, 232, 240, 0.72);
}

.hero-cite-ask p {
  margin: 6px 0 0;
  font-size: 20px;
  font-weight: 800;
  line-height: 1.35;
  letter-spacing: -0.03em;
  color: #fff;
}

.hero-cite-answer {
  margin-top: 14px;
  padding: 18px;
  border-radius: 4px 14px 14px 14px;
  background: #fff;
  color: var(--text);
}

.hero-cite-answer > span {
  display: block;
  margin-bottom: 8px;
  font-size: 12px;
  font-weight: 700;
  color: var(--brand);
}

.hero-cite-answer blockquote {
  margin: 0 0 14px;
  padding: 0 0 0 12px;
  border-left: 3px solid var(--brand);
}

.hero-cite-answer blockquote p {
  margin: 0;
  font-size: 15px;
  line-height: 1.65;
  color: var(--heading);
}

.hero-cite-answer sup {
  margin-left: 2px;
  font-size: 11px;
  font-weight: 800;
  color: var(--brand);
}

.hero-cite-ref {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 10px 12px;
  border-radius: 10px;
  background: var(--brand-soft);
  border: 1px solid var(--brand-border);
  text-decoration: none;
}

.hero-cite-ref:hover {
  background: #d7eaf6;
}

.hero-cite-ref-num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 22px;
  height: 22px;
  border-radius: 999px;
  background: var(--brand);
  color: #fff;
  font-size: 12px;
  font-weight: 800;
}

.hero-cite-ref-body {
  display: grid;
  gap: 1px;
  min-width: 0;
}

.hero-cite-ref-body strong {
  color: var(--navy);
  font-size: 13px;
  letter-spacing: -0.02em;
}

.hero-cite-ref-body em {
  font-style: normal;
  font-size: 12px;
  color: var(--muted);
}

.hero-cite-note {
  margin: 14px 0 0;
  font-size: 12px;
  color: rgba(226, 232, 240, 0.62);
}

.score-head {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
}

.score-head strong {
  color: var(--navy);
}

.score-head p {
  margin: 4px 0 0;
  color: var(--muted);
  font-size: 13px;
}

.score {
  font-size: 42px;
  font-weight: 800;
  letter-spacing: -0.05em;
  color: var(--brand);
}

.bars {
  display: grid;
  gap: 12px;
  margin-top: 22px;
}

.bar {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 8px;
  font-size: 13px;
  color: var(--text);
}

.bar i {
  grid-column: 1 / -1;
  height: 7px;
  border-radius: 99px;
  background: var(--brand-soft);
  overflow: hidden;
}

.bar i em {
  display: block;
  height: 100%;
  background: linear-gradient(90deg, var(--brand), var(--sky));
  border-radius: inherit;
}

.section {
  padding: 80px 0;
}

.section-kicker {
  color: var(--brand);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.section h2,
.h2 {
  margin: 8px 0 0;
  font-size: clamp(28px, 3.4vw, 36px);
  line-height: 1.25;
  letter-spacing: -0.04em;
  font-weight: 800;
  color: var(--heading);
}

.section-lead {
  max-width: 680px;
  color: var(--muted);
  margin: 16px 0 0;
  font-size: 17px;
  line-height: 1.7;
}

.section-lead + .section-lead {
  margin-top: 6px;
}

.grid-3,
.grid-2,
.grid-4 {
  display: grid;
  gap: 20px;
  margin-top: 48px;
}

.grid-3 {
  grid-template-columns: repeat(3, 1fr);
}

.grid-2 {
  grid-template-columns: repeat(2, 1fr);
}

.grid-4 {
  grid-template-columns: repeat(4, 1fr);
}

.card,
.panel {
  background: var(--white);
  border: 1px solid rgba(228, 232, 236, 0.6);
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: var(--shadow);
}

.card h3,
.panel h3 {
  margin: 10px 0 0;
  font-size: 18px;
  letter-spacing: -0.03em;
  color: var(--navy);
}

.card p,
.panel p {
  color: var(--muted);
  margin: 10px 0 0;
}

.legal-doc h2 {
  margin: 32px 0 0;
  font-size: 20px;
  letter-spacing: -0.03em;
  color: var(--navy);
}

.legal-doc h2:first-of-type {
  margin-top: 8px;
}

.legal-doc ul {
  margin: 10px 0 0;
  padding-left: 1.2em;
  color: var(--text);
}

.legal-doc li + li {
  margin-top: 6px;
}

.legal-doc p + ul {
  margin-top: 8px;
}

.num {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: var(--brand-soft);
  color: var(--brand);
  font-weight: 800;
  font-size: 14px;
}

.dark {
  background: var(--navy);
  color: #fff;
}

.dark h2,
.dark .h2 {
  color: #fff;
}

.dark .section-kicker {
  color: var(--sky);
}

.dark .section-lead,
.dark p {
  color: var(--on-navy);
}

.dark .card {
  background: rgba(255, 255, 255, 0.08);
  border-color: rgba(255, 255, 255, 0.12);
  box-shadow: none;
}

.dark .card h3 {
  color: #fff;
}

.dark .card p {
  color: var(--on-navy);
}

.dark .num {
  background: rgba(125, 211, 252, 0.16);
  color: var(--sky);
}

.compare {
  overflow: auto;
  margin-top: 32px;
  border-radius: var(--radius);
  border: 1px solid var(--line);
  background: #fff;
  box-shadow: var(--shadow);
}

.compare table {
  width: 100%;
  border-collapse: collapse;
  min-width: 640px;
}

.compare th,
.compare td {
  padding: 16px 18px;
  text-align: left;
  border-bottom: 1px solid var(--line);
  vertical-align: top;
}

.compare th {
  background: var(--paper);
  font-size: 14px;
  color: var(--navy);
}

.compare td:last-child {
  color: var(--brand);
  font-weight: 700;
}

.dark .compare,
.dark .compare th,
.dark .compare td {
  color: var(--text);
}

.dark .compare th {
  color: var(--navy);
}

.dark .compare td:last-child {
  color: var(--brand);
}

.geo-compare-section .section-lead {
  max-width: 40rem;
}

.geo-layers {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
  margin-top: 32px;
}

.geo-layer {
  display: flex;
  flex-direction: column;
  min-height: 100%;
  padding: 24px 22px 22px;
  border-radius: var(--radius);
  background: #fff;
  color: var(--text);
  border: 1px solid rgba(255, 255, 255, 0.18);
  box-shadow: var(--shadow);
}

.geo-layer-kicker {
  margin: 0 0 8px;
  color: var(--brand);
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.04em;
}

.geo-layer h3 {
  margin: 0 0 10px;
  color: var(--heading);
  font-size: 22px;
}

.geo-layer-deck {
  margin: 0 0 18px;
  color: var(--muted);
  font-size: 15px;
  line-height: 1.6;
}

.geo-layer dl {
  margin: 0;
  padding-top: 4px;
  border-top: 1px solid var(--line);
}

.geo-layer dl div {
  display: grid;
  gap: 2px;
  padding: 12px 0;
  border-bottom: 1px solid var(--line);
}

.geo-layer dl div:last-child {
  border-bottom: 0;
  padding-bottom: 0;
}

.geo-layer dt {
  color: var(--muted);
  font-size: 12px;
  font-weight: 700;
}

.geo-layer dd {
  margin: 0;
  color: var(--heading);
  font-size: 15px;
  font-weight: 600;
}

.geo-layer.is-focus {
  background: linear-gradient(180deg, #f3f9fd 0%, #fff 42%);
  border: 2px solid #7dd3fc;
  box-shadow: 0 12px 32px rgba(2, 116, 190, 0.22);
}

.geo-layer.is-focus h3 {
  color: var(--navy);
}

.geo-layer.is-focus dd {
  color: var(--brand);
}

.dark .geo-layer-kicker {
  color: var(--brand);
}

.dark .geo-layer-deck {
  color: var(--muted);
}

.dark .geo-layer h3 {
  color: var(--heading);
}

.dark .geo-layer.is-focus h3 {
  color: var(--navy);
}

.steps {
  counter-reset: step;
}

.steps article {
  position: relative;
}

.price {
  display: grid;
  align-content: start;
}

.price.featured {
  background: var(--navy);
  color: #fff;
  transform: translateY(-8px);
  border-color: var(--navy);
}

.price.featured h3,
.price.featured .amount {
  color: #fff;
}

.price.featured p,
.price.featured li {
  color: var(--on-navy);
}

.price.featured .section-kicker {
  color: var(--sky);
}

.price .amount {
  margin: 16px 0 0;
  font-size: 34px;
  font-weight: 800;
  letter-spacing: -0.04em;
  color: var(--navy);
}

.price ul,
.faq-list {
  margin: 18px 0 0;
  padding: 0;
  list-style: none;
}

.price li {
  position: relative;
  padding-left: 18px;
  margin: 8px 0;
  color: var(--muted);
}

.price li::before {
  content: "";
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: var(--brand);
  position: absolute;
  left: 0;
  top: 10px;
}

.price.featured li::before {
  background: var(--sky);
}

.faq details {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 16px 20px;
  margin-top: 10px;
}

.faq details:hover {
  box-shadow: 0 4px 12px rgba(2, 116, 190, 0.08);
}

.faq summary {
  cursor: pointer;
  font-weight: 700;
  color: var(--heading);
}

.faq details p {
  margin: 10px 0 0;
  color: var(--muted);
}

.cta-band {
  position: relative;
  overflow: hidden;
  background: linear-gradient(135deg, #003388 0%, #0274be 100%);
  color: #fff;
}

.cta-band::before {
  content: "";
  position: absolute;
  inset: 0;
  opacity: 0.3;
  pointer-events: none;
  background:
    radial-gradient(circle at 20% 30%, rgba(255, 255, 255, 0.25), transparent 40%),
    radial-gradient(circle at 80% 70%, rgba(57, 181, 74, 0.25), transparent 40%);
}

.cta-band .wrap {
  position: relative;
  z-index: 1;
}

.cta-band h2 {
  color: #fff;
}

.cta-band .section-kicker {
  color: #fff;
}

.cta-band .section-lead {
  color: var(--on-navy);
}

.form {
  display: grid;
  gap: 14px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}

label {
  display: grid;
  gap: 6px;
  font-size: 14px;
  font-weight: 700;
  color: var(--heading);
}

input,
select,
textarea {
  width: 100%;
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  background: #fff;
  padding: 10px 12px;
  color: var(--text);
}

input:focus,
select:focus,
textarea:focus {
  outline: none;
  border-color: var(--brand);
  box-shadow: 0 0 0 3px rgba(2, 116, 190, 0.15);
}

textarea {
  min-height: 140px;
  resize: vertical;
}

.form-note,
.form-success,
.form-error {
  font-size: 14px;
}

.form-success {
  color: var(--success);
}

.form-error {
  color: #d9534f;
}

.hook-panel {
  display: flex;
  flex-direction: column;
  height: 100%;
  min-height: 100%;
  border-color: transparent;
  background: linear-gradient(180deg, var(--navy) 0%, var(--brand) 100%);
  color: #fff;
  box-shadow: 0 12px 28px rgba(0, 51, 136, 0.22);
}

.hook-panel .section-kicker {
  margin: 0;
  color: var(--sky);
}

.hook-panel h3 {
  margin-top: 10px;
  font-size: clamp(26px, 2.4vw, 32px);
  line-height: 1.4;
  color: #fff;
}

.hook-copy {
  flex: 1;
  display: flex;
  flex-direction: column;
  justify-content: space-evenly;
  gap: 18px;
  margin-top: 22px;
}

.hook-panel .hook-line {
  margin: 0;
  padding: 4px 0 4px 16px;
  border-left: 3px solid var(--sky);
  color: #fff;
  font-size: 17px;
  font-weight: 600;
  line-height: 1.65;
}

.hook-panel .hook-cta {
  margin-top: 8px;
  padding-top: 8px;
}

.hook-panel .hook-cta p {
  color: var(--on-navy);
  font-size: 15px;
  line-height: 1.7;
}

.hook-panel .btn {
  margin-top: 10px;
}

.hook-panel .btn-line {
  background: transparent;
  border-color: rgba(255, 255, 255, 0.55);
  color: #fff;
  box-shadow: none;
}

.hook-panel .btn-line:hover {
  background: #fff;
  border-color: #fff;
  color: var(--navy);
}

.page-hero {
  padding: 64px 0 28px;
  background: linear-gradient(180deg, #f6f8fa 0%, #eaf3fa 100%);
}

.page-hero h1 {
  font-size: clamp(32px, 4.4vw, 48px);
}

.crumbs {
  color: var(--muted);
  font-size: 13px;
}

.crumbs a {
  color: inherit;
}

.family-bar {
  border-bottom: 1px solid var(--line);
  padding: 12px 0;
  font-size: 12px;
  color: var(--muted);
}

.family-bar .wrap {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 8px 16px;
}

.family-bar strong {
  color: var(--heading);
}

.family-bar a:hover {
  color: var(--brand);
}

.site-footer {
  background: #f0f3f6;
  color: var(--muted);
  padding: 0 0 28px;
  border-top: 1px solid var(--line);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 28px;
  padding-top: 40px;
}

.site-footer h4 {
  margin: 0 0 12px;
  color: var(--heading);
  font-size: 14px;
}

.site-footer a,
.site-footer p,
.site-footer li {
  color: var(--muted);
  font-size: 13px;
}

.site-footer a:hover {
  color: var(--heading);
}

.site-footer ul {
  margin: 0;
  padding: 0;
  list-style: none;
}

.site-footer li + li {
  margin-top: 8px;
}

.legal {
  margin-top: 36px;
  padding-top: 16px;
  border-top: 1px solid var(--line);
  font-size: 11px;
  color: var(--muted);
  text-align: center;
}

.notice {
  background: #fff8e8;
  border: 1px solid #f3d48a;
  color: #8a6408;
  border-radius: var(--radius-sm);
  padding: 12px 14px;
  font-size: 14px;
}

.case-meta {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  margin-top: 14px;
}

.tag {
  font-size: 12px;
  font-weight: 700;
  padding: 5px 10px;
  border-radius: 999px;
  background: var(--brand-soft);
  color: var(--brand);
}

.insight-archive-hero {
  padding: 40px 0 32px;
}

.insight-archive-hero .crumbs,
.insight-archive-hero .section-kicker,
.insight-archive-hero .section-lead {
  margin-top: 0;
}

.insight-archive-hero .section-kicker {
  margin-top: 10px;
}

.insight-archive-hero h1 {
  margin-top: 8px;
  font-size: clamp(30px, 3.8vw, 42px);
}

.insight-archive-hero .section-lead {
  margin-top: 12px;
}

.insight-archive-hero .insight-topics {
  margin: 20px 0 0;
}

.insight-board {
  padding-top: 28px;
  padding-bottom: 72px;
}

.insight-topics {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 0;
}

.insight-list,
.insight-cards {
  margin-top: 0;
  align-items: stretch;
}

.insight-list {
  grid-template-columns: repeat(3, 1fr);
}

.insight-card {
  display: flex;
  flex-direction: column;
  min-height: 100%;
}

.insight-card .insight-figure {
  margin: -28px -28px 16px;
  border-radius: var(--radius) var(--radius) 0 0;
}

.insight-figure {
  margin: 0 0 24px;
  border-radius: var(--radius);
  overflow: hidden;
  background: var(--brand-soft);
}

.insight-figure img {
  width: 100%;
  height: auto;
  display: block;
}

.insight-toc {
  margin: 0 0 28px;
  padding: 20px 22px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--brand-soft);
}

.insight-toc p {
  margin: 0 0 10px;
}

.insight-toc ol {
  margin: 0;
  padding-left: 1.2em;
}

.insight-toc li + li {
  margin-top: 6px;
}

.insight-toc a {
  color: var(--navy);
}

.insight-card h3 {
  min-height: 2.6em;
  line-height: 1.3;
}

.insight-excerpt {
  flex: 1;
  display: -webkit-box;
  -webkit-line-clamp: 2;
  -webkit-box-orient: vertical;
  overflow: hidden;
}

.insight-meta {
  margin-top: auto;
  padding-top: 16px;
  font-size: 13px;
  color: var(--muted);
}

.insight-pager {
  margin-top: 32px;
}

.insight-home {
  padding-top: 80px;
}

.insight-head {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: 20px 32px;
  margin-bottom: 28px;
}

.insight-head .section-lead {
  max-width: 520px;
}

.insight-head .btn {
  flex: 0 0 auto;
  margin-bottom: 2px;
}

.insight-hero .wrap,
.article-wrap,
.wrap.insight-col {
  max-width: 760px;
}

.insight-hero,
.insight-article-hero {
  padding: 40px 0 28px;
}

.insight-article-hero .crumbs,
.insight-article-hero .section-kicker,
.insight-article-hero .section-lead,
.insight-article-hero .insight-deck {
  margin-top: 0;
}

.insight-article-hero .section-kicker {
  margin-top: 10px;
}

.insight-hero h1,
.insight-article-hero h1 {
  margin-top: 8px;
  font-size: clamp(28px, 3.4vw, 40px);
  line-height: 1.28;
}

.insight-article-hero .insight-deck,
.insight-article-hero .section-lead {
  margin-top: 12px;
  max-width: none;
}

.insight-hero .insight-meta,
.insight-article-hero .insight-meta {
  padding-top: 0;
  margin-top: 14px;
}

.insight-article,
.insight-article-body {
  padding: 28px 0 56px;
  background: #fff;
}

.insight-related {
  padding: 48px 0 72px;
  border-top: 1px solid var(--line);
}

.insight-related .grid-3 {
  margin-top: 28px;
}

.article-body {
  font-size: 17px;
  line-height: 1.8;
  color: var(--text);
  text-align: left;
}

.article-body p {
  margin: 0 0 16px;
  text-align: left;
}

.article-body p:last-child {
  margin-bottom: 0;
}

.article-body h2 {
  margin: 28px 0 12px;
  font-size: 22px;
  letter-spacing: -0.03em;
  color: var(--heading);
}

.article-body h2:first-child {
  margin-top: 0;
}

.article-body h3 {
  margin: 22px 0 8px;
  font-size: 18px;
  letter-spacing: -0.03em;
  color: var(--navy);
}

.article-body ul {
  margin: 0 0 16px;
  padding-left: 1.2em;
}

.article-body li + li {
  margin-top: 6px;
}

.article-body a {
  color: var(--brand);
  text-decoration: underline;
  text-underline-offset: 2px;
}

@media (max-width: 1200px) {
  .phone {
    display: none;
  }
}

@media (max-width: 1080px) {
  .nav {
    display: none;
  }

  .menu-toggle {
    display: grid;
    place-items: center;
  }

  .header-cta {
    padding-left: 0;
    border-left: 0;
  }

  .nav.is-open {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    gap: 4px;
    position: absolute;
    left: 0;
    right: 0;
    top: var(--header);
    z-index: 45;
    background: #fff;
    padding: 12px 20px 20px;
    border-bottom: 1px solid var(--line);
    box-shadow: var(--shadow);
  }

  .nav.is-open a {
    padding: 12px 10px;
    font-size: 15px;
  }

  .nav.is-open .nav-phone {
    display: block;
    margin-top: 8px;
    color: var(--navy);
    font-weight: 700;
    border-top: 1px solid var(--line);
    padding-top: 14px;
  }
}

@media (max-width: 1100px) {
  .insight-list {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 980px) {
  .hero-grid,
  .grid-3,
  .grid-4,
  .footer-grid,
  .form-row {
    grid-template-columns: 1fr;
  }

  .grid-2,
  .insight-list,
  .geo-layers {
    grid-template-columns: 1fr;
  }

  .insight-head {
    flex-direction: column;
    align-items: flex-start;
  }

  .price.featured {
    transform: none;
  }

  .section {
    padding: 64px 0;
  }

  .insight-home {
    padding-top: 64px;
  }

  .insight-archive-hero {
    padding: 32px 0 24px;
  }

  .insight-board {
    padding-top: 24px;
    padding-bottom: 56px;
  }

  .insight-hero,
  .insight-article-hero {
    padding: 32px 0 24px;
  }

  .insight-article,
  .insight-article-body {
    padding: 24px 0 48px;
  }
}

@media (max-width: 640px) {
  .wrap {
    width: min(var(--max), calc(100% - 28px));
  }

  h1,
  .h1 {
    font-size: 36px;
  }

  .hero-grid {
    padding: 56px 0 48px;
  }

  .hero-cite-ask p {
    font-size: 18px;
  }

  .hero::after {
    width: 260px;
    height: 260px;
    right: -120px;
  }

  .brand-logo {
    height: 24px;
    max-width: min(196px, 58vw);
  }

  .hero::before {
    width: 280px;
    height: 280px;
  }
}

.keyword-map,
.insight-calendar {
  overflow-x: auto;
}

.keyword-map table,
.insight-calendar table {
  width: 100%;
  border-collapse: collapse;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
}

.keyword-map th,
.keyword-map td,
.insight-calendar th,
.insight-calendar td {
  text-align: left;
  padding: 10px 12px;
  border-bottom: 1px solid var(--line);
  vertical-align: top;
}

.keyword-map th,
.insight-calendar th {
  color: var(--heading);
  font-size: 14px;
  background: var(--sand);
}

.keyword-cluster {
  margin: 28px 0 0;
}

.keyword-pills {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin: 12px 0 0;
}

.archive-tools {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 16px;
}